نوع مقاله : علمی پژوهشی

نویسندگان

1 دانشگاه قم

2 کارشناس ارشد حقوق بین الملل، دانشگاه قم

10.22067/economlaw.2023.79170.1230

چکیده

رمزارزها نوعی دارایی دیجیتال است که با استفاده از الگوریتم‌های رمزگذاری کنترل می‌شود و غالبا ًبه طور غیرمتمرکز کار می‌کنند. سازمان‌های پولی و مالی بین‌المللی مهمترین نهادهای بین‌المللی در حوزه نظارت و قانون‌گذاری پول و ارز تلقی می‌شوند. به منظور تعیین مواضع و ظرفیت‌ها و چالش‌های رمزارزها در حقوق بین‌الملل پولی و مالی لازم است ابتدا وضعیت رمزارزها به منزله پول تحلیل شود و سپس جایگاه رمزارزها در صندوق بین‌المللی پول به عنوان مهمترین سازمان بین‌المللی پولی و در برخی سازمان بین‌المللی مالی بررسی شود. لذا سؤال اصلی این است که نظام حقوق بین‌المللی پولی و نظام حقوق مالی بین‌المللی چه نگرشی به رمزارزها دارند؟ این مقاله این فرضیه را مد نظر داشته است که سازمان‌های بین‌المللی پولی و مالی مقررات و توصیه‌هایی ناکافی راجع به رمزارزها به دولت‌های عضو داشته‌اند. پژوهش انجام شده با روش توصیفی-تحلیلی نشان می‌دهد که سازمان های پولی و مالی مواضع متفاوتی در قبال رمزارزها داشته‌اند. صندوق بین‌المللی پول چیزی بیش از تشویق به استفاده از رمزارزهای دولتی نداشته است. موضع نهادهای مالی بین‌المللی نیز در این رابطه متفاوت بوده است: از رویکرد بدبینانه بانک تسویه بین‌المللی و بانک مرکزی اروپا تا رویکرد ساماندهی درگروه ویژه اقدام مالی و همچنین رویکرد انفعالی درگروه بانک جهانی وجود داشته است. به منظور استفاده از فواید رمزارزها (مانند فناوری بلاک‌چین در معاملات بین‌المللی) و پرهیز از مشکلات ناشی از آنها (مانند بی‌ثباتی ارزی و جرایم مالی) لازم است نظام حقوق بین‌الملل پولی و مالی در این رابطه اصلاح، تکمیل و تقویت گردد.

کلیدواژه‌ها

  •  

    • Abrahimi Ghafar, (1998). Smart contracts and their role in creating value from the perspective of banks. The 7th annual conference of electronic banking and payment system, Tehran, Bahman. (In Persian).
    • Ahmadi Parizi, (2015).Examination of the ICSID Convention (International Convention for the Settlement of Investment Disputes between States and Nationals of Other States) in comparison with other international arbitration documents. Master's Thesis, Shahid University.
    • Adrian, Tobias, Mancini Griffoli, Tommaso. (2019). The rise of digital money, International Monetary Fund, No. 19/001.
    • Ahmadi, Ali Mohammad, Safarzadeh, Ismaeil. (2014). Money, currency and banking. Hamadan: Noor Aelm, 8th edition.
    • Akhavan, Paiman, Dehghani, (2018). Blockchain from Bitcoin to indu try. Tehran: Atiyenagar, Veena, first edition. (In Persian).
    • Annual Economic Report of the BIS) 2021(.Available at: https://www.bis.org/publ/arpdf/ar2021e.pdf. (Last visited Jun. 16, 2022).
    • Booker, “Brian. (2018). what is Bitcoin Backed By? Available at: https://99bitcoins.com/what-is-bitcoin-backed-by/. (Last visited Feb. 1, 2022).
    • Bustani, Reza, Jabal Aameli, Poya. (2015). Evolution of the role of the International Monetary Fund in the world economy. Ravand Magazine, 69.
    • Conversation with Kristalina Georgieva and the Bahamas Central Bank Governor John Rolle, July 29, 2021. https://www.imf.org/en/News/Seminars/Conferences/2020/07/28/The-Exchange. (Last visited May. 7, 2022).
    • Dirk H. Ehnts. (2019). Knapp’s State Theory of Money and its reception in German academic discourse, Institute for International Political Economy Berlin.
    • Douglas, W. Arner, Michael A. Panton, and Paul Lejot. (2010). Central Banks and Central Bank Cooperation in the Global Financial System. Global Business & Development Law Journal, 23(1).
    • Ehrlich, Thomas, Gerald M. Meier, James R. Atwood, John H. Barton and Nolan E. Clark. (1968). Legal Problems of International Monetary Reform. Stanford Law Review, 20 (5).
    • FATF (2019), Guidance for a Risk-Based Approach to Virtual Assets and Virtual Asset Service Providers, FATF, Paris, available at: fatf-gafi.org/publications/fatfrecommendations/documents/Guidance-RBA-virtual-assets.html. (Last visited Feb. 22, 2022).
    • FATF (2021), Updated Guidance for a Risk-Based Approach to Virtual Assets and Virtual Asset Service Providers, FATF, Paris, Available at :
    • fatf-gafi.org/publications/fatfrecommendations/documents/Updated-Guidance-RBA-VA-VASP.html. (Last visited Jul. 13, 2022).
    • Howden, Ed, (2015). The Crypto-Currency Conundrum: Regulating an Uncertain. Future Emory International Law Review, Vol. 29, No. 4, 2015, Available at SSRN:https://ssrn.com/abstract=2821358.
    • International Monetary Fund. (October 2021). Global Financial Stability Report—COVID-19, Crypto, and Climate: Navigating Challenging Transitions. Washington, DC, October. https://www.imf.org/en/Publications/GFSR/Issues/2021/10/12/global-financial-stability-report-october-2021. (last visited Jul. 16, 2022)
    • International Monetary Fund Research  Department  Staff, Capital Flow Sustainabilioy and peculative Currency Atacks  ,  (Finance  and  Development Dec  1997),Available at :                                           http://www.imf.org/external/pubs/ft/fandd/1 997/12/pdf/imfstaff.pdf. (Last visited Jun. 16, 2022). 
    • Kodkhodaei, Abbas Ali, Hesam (2020). Challenges of virtual currencies in combating money laundering and terrorist financing with an emphasis on the actions and recommendations of the Financial Action Task Force (FATF). International Legal Journal, 62.
    • Knapp, Georg Friedrich. (1924).The State Theory of Money, London: MacMillan.
    • Komijani, Akbar, Arabi, Hadi, Ismail, Mohammad. (2012). Reviewing and criticizing the theories of western economic thinkers about the nature of money. Journal of Economic Research, 51.
    • Lagarde, Christine. (2018). A Regulatory Approach to Fintech, Finance & Development a Quarterly Publication of the International Monetary Fund.
    • Lieven Hermans, Annalaura Ianiro, Urszula Kochanska, Veli-Matti Törmälehto, Antonvan der Kraaij and Josep M. Vendrell Simón. (2022).Decrypting financial stability risks in crypto-asset markets, published as part of the Financial Stability Review.
    • Mandjee, Tara. (2015). Bitcoin, its Legal Classification and its Regulatory Framework, Journal of Business & Securities Law, 15(2).
    • Myshkin, Frederic.2011)). Money, currency and banking.Translated by Ali Jahankhani and Ali Parsian, Tehran: Samt, 10th edition. (In Persian)
    • Nouri, Mehdi.(2017).Analysis of the monetary nature of cryptocurrencies in the economy; with an emphasis on comparing the fluctuations of selected cryptocurrencies with the fluctuations of the Euro-dollar and gold , Quarterly Journal of Defense Economics, University and Higher Research Institute of Defense and Strategic Research - Department of Defense Resources and Economics, 10. (In Persian).
    • Tayibi Fard, Amir Hossein.(2011).Monetary sovereignty of governments and its adjustment to membership in the International Monetary Fund, Law Research Quarterly, 36. (In Persian).
    • Tayebi Fard, Amir Hossein. (2016). International monetary law. Tehran: Shahr Danesh, first volume.
    • Parsi, Sara. (2018). supervisor: Dr. Jafar Khairkhahan. Review of selected economic schools, analysis of current issues of Iran's economy: Vice President of Economics of the Chamber of Commerce, Industries, Mines and Agriculture of Iran. Available at: http://otaghiranonline.ir/news/28378.
    • Peters, Gareth, Panayi, Efstathios, Chapelle, Ariane. (2015). Trends in Cryptocurrencies and Blockchain Technologies: A Monetary Theory and Regulation Perspective. Journal of Financial Perspectives, 3(3). Available at SSRN: https://ssrn.com/abstract=3084011.
    • Plassaras, Nicholas. (2013). Regulating Digital Currency: Bringing Bitcoin within the Reach of the IMF.Chicago Journal of International law, 14(1).
    • Privar, Uranus, Homayun, Alireza. (2014). Money, banking and monetary policy. Tehran: Termeh, second edition.
    • Proctor, Charles. (2012).Mann on the legal Aspect of Money, Oxford University Press; 7 editions.
    • Qadiri Asly, Baagher. (1997). money and bank, Tehran: Tehran University Press, first edition. (In Persian).
    • Reza Jo, Bahare. (2018). what is the value of digital currencies and what support do they have, Available at: https://arzdigital.com/what-gives-cryptocurrencies-value. (last visited Mar. 16, 2022)
    • World Bank Group. (2017). Distributed Ledger Technology (DLT) and block chain FinTech Note, no. 1. Washington, D.C. Available at: http://documents.worldbank.org/curated/en/177911513714062215/pdf/122140-WP-PUBLIC-Distributed-Ledger-Technology-and-Blockchain-Fintech-Notes.pdf. (last visited Jul. 18, 2022)

     

CAPTCHA Image